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Our filing experts provide the easiest and most reliable platform to help you or your clients incorporate a business, form an LLC, or maintain compliance for an existing business.

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About Us

Velocity Business LLC has been proudly serving the small business community since 2014 and earned an A+ Rating with the Better Business Bureau. Trusted by professionals and entrepreneurs for all their business management and financial needs. From starting a business and staying compliant to building capital and credit for your small business. Leverage the power of our relationships in business management and our network of lenders to help you get to your future goals so you can say, "We Look Fortune 500".

What is a DUNS Number Used For in Business?

Dun and Bradstreet Number | Equifax Business Credit Report | Experian Business Credit Report

Let's Discover the Difference

DUNS Number

PAYDEX Score:

The 100-point PAYDEX score reflects how reliable your company has paid its bills and kept its financial obligations with vendors and suppliers that report to D&B. Unfortunately, many suppliers don’t report to D&B; your credit information won’t be included in the report when calculating your PAYDEX score. Because the PAYDEX score is so important, we encourage you to request that your current vendors start reporting to your Dun and Bradstreet Number if they are not already doing so.


Delinquency Predictor Score:

This score measures whether or not a business is likely to pay its bills late or go bankrupt over the next 12 months.


Failure Score:

This score is designed to predict the possibility that a company will seek legal relief from creditors or go out of business and leave creditors unpaid in the next 12 months.

Supplier Evaluation Risk Rating:

This rating predicts the likelihood that a business might stop delivering its goods and services over the next 12 months.

Credit Limit Recommendation:

Banks and creditors may look at this recommendation, which is based on a business’s size, industry and payment history.

Equifax Business

Equifax Business Credit Score:

Equifax system predicts the likelihood of a business incurring a 90-day severe delinquency or charge-off over the next 12 months. The score ranges from 101 to 992; lower scores indicate higher risk.


Payment Trend and Payment Index:

This internal score dictates the business's trends over the last 12 months compared to industry norms.


Equifax Business Failure Score:

Business Failure Score ranges from 1000 to 1610; lower scores indicate higher risk. It predicts the likelihood of a business failing through either formal or informal bankruptcy over the next 12 months.

Equifax utilizes its data collected by the Small Business Finance Exchange (SBFE) and transforms the data into a report. The SBFE is an association of U.S. small business lenders who report payment data on their small business customers. Because this data directly reflects how small businesses interact with lenders, banks use it to evaluate your creditworthiness.


Experian Business

Experian Business Score:

Experian collects credit information from suppliers and lenders. They also look at the information available in the public record, including legal filings from local, county, and state governments and information from credit card companies, collection agencies, corporate financial information, and other databases.

Score Range:

  • 0-15: High Risk
  • 16-30: Medium Risk
  • 31-80: Good Credit
  • 80-100: Excellent Credit

Experian looks for the number of credit transactions, current outstanding balances, payments made on time, credit utilization, and the details of any current liens, judgments, or bankruptcies. business’ Standard Industry Classification (SIC) codes, Time in Business, and the size of your business are also part of your Experian Business Credit Score.

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